Last updated on 25 Feb 2023
1.1 Reference in these Terms to the Site is intended for our website, www.exmoc.com, and all associated web pages and mobile applications (together, the "Site").
1.2 These Terms explain how you may use this. You should read these Terms carefully before using the Site and App.
1.3 By accessing the App or using the Site, or otherwise indicating your consent, you agree to be bound by these Terms, and the documents referred to in them and agree to comply with them. If you do not agree with or accept any of these Terms, you should stop using the Site or App
1.4 We recommend printing a copy of these Terms for future reference.
2. Who we are and how to contact us
2.1 Our Site and App are operated by DaCeg Limited ("We"). We are registered in England and Wales under company number 12589299 and have Our registered office at 124 City Road, London, EC1V 2NX
2.2 To contact us, please email info@exmoc or firstname.lastname@example.org.
"Content" means any data information, software or other material on or submitted to the Site or included in any communication that we send to You, in each case, whether that is text, images, video, audio or other multimedia content or otherwise;
"Site" has the meaning given to it in clause 1.2;
"Terms" means these terms and conditions of use as updated from time to time under clause 13;
"User Content" has the meaning given to it in clause 7.1;
"We", "Us", or "Our" has the meaning given in clauses 2.1; and
"You" or "Your" means the person accessing or using the Site and the Content.
4. Other Terms
Our Privacy and Cookies Policy also applies to your use of this Site.
Important information about Our Site and the Content and Your use of it
4.1 The Site and the Content are for personal and non-commercial use only.
4.2 The Financial Conduct Authority of England does not authorise us. Our third-party providers for Your general information, and we only provide the Site and the Content. They are not intended for trading or investment purposes or to address your particular financial or other requirements. In particular, the Content:
4.2.1 does not constitute any form of advice (financial, investment, tax, legal or otherwise) and should not be relied on for any purposes;
4.2.2 does not constitute any inducement, invitation or recommendation relating to any of the products or services listed or referred to; and
4.2.3 is not intended to be relied upon by You in making (or deciding not to make) any specific investment or other decisions.
YOU SHOULD OBTAIN APPROPRIATE EXPERT INDEPENDENT FINANCIAL ADVICE BEFORE MAKING ANY INVESTMENT OR OTHER DECISIONS.
4.3 The Site and the Content may include information and materials uploaded by other Site users, including to user forums, product and service reviews, bulletin boards and chat rooms. This information and these materials have not been verified or approved by Us. The views expressed by other users on Our Site do not represent Our views or values.
4.4 The Site and the Content may include advertisements or other promotional materials from third parties (including other suppliers of goods and services). Such advertisements and promotional materials have not been verified or approved by Us and do not constitute any advice from us. They are not an endorsement by the Us of the advertiser or their products or services.
4.5 Where We list or describe different products and services. We will give You the information. You need to help You compare them and choose the right product or service for You. We may also have tips and more information to help You compare providers. Our commercial agreement with a provider does not affect how We describe or rank them or their products and services.
4.6 Any use You make of this Site and any Content must always comply with all applicable laws and regulations. You must not use the Site or any Content in connection with a criminal offence under any applicable laws or regulations or for any unlawful purpose whatsoever or which promotes any unlawful act.
4.7 You also must not use this Site or any Content in any way which is abusive, harmful, threatening or defamatory or any other way that may cause offence or in any manner which causes or is intended to cause annoyance or inconvenience or which may otherwise damage Our reputation.
4.8 You agree that You are solely responsible for all costs and expenses You may incur about Your use of the Site and the Content.
4.9 The Site and the Content are intended for use only by those accessing it from within the UK. If You choose to access the Site from locations outside the UK, You are responsible for compliance with local laws where they are applicable.
4.10 We seek to make the Site as accessible as possible. If You have any difficulties using the Site, please get in touch with Us at the contact details provided in clause 2.2.
4.11 We may prevent or suspend Your access to the Site if You do not comply with any part of these Terms, any terms or policies to which they refer or any applicable law.
5. Registered users
5.1 You are solely responsible for keeping any password, user identification code or other login details confidential.
5.2 You will also be responsible for any use of this Site or the Content by anyone using your password, user identification code, WEB3 address or other login details.
5.3 If You know or suspect that anyone other than You knows Your password, user identification code, WEB3 address or further login details, You must promptly notify Us.
5.4 You are not permitted to impersonate any other person. We reserve the right in Our absolute discretion to restrict the use of any particular password, user identification code, WEB3 address or further login details.
6. Ownership, use, and intellectual property rights
6.1 This Site, the content (other than Your User Content) and all intellectual property rights in it are owned by Us or Our licensors. Intellectual property rights mean rights such as copyright, trademarks, domain names, design rights, database rights, patents and all other intellectual property rights of any kind, whether or not they are registered or unregistered (anywhere in the world). We reserve all our rights in any intellectual property concerning these Terms. This means, for example, that We remain owners of them and are free to use them as We see fit.
6.2 Nothing in these Terms grants You any legal rights in the Site and the Content other than as necessary to enable You to access the Site and the Content. You agree not to adjust, try to circumvent or delete any notices contained on the Site or any emails. We send to You (including any intellectual property notices) and, in particular, any digital rights or other security technology embedded or contained within the Site.
6.3 You may only make a copy of any part of Our Site or the Content as is reasonably necessary for Your personal use or as You otherwise agree with us in writing. You must not modify any Content You copy from Our Site or any email we send You in any way. Our status (and that of any identified contributors) as the authors of content must always be acknowledged. If You print off, copy or download any part of Our Site or the Content in breach of these Terms, Your right to use Our Site and the Content will cease immediately, and You must return or destroy any copies of the materials You have made.
6.4 Where you submit any User Content to the Site, you grant Us a perpetual, royalty-free, worldwide license to use, display, copy, amend and create derivate works from that User Content for any purpose, including commercial purposes.
7. Submitting information to the Site
7.1 We may occasionally enable features, such as user forums, reviews, bulletin boards, and chat rooms, that allow you to upload comments, messages, photos, videos or other content (the "User Content"). If you use any such feature, you must comply with the provisions of this clause 8.
7.2 By uploading any User Content, you acknowledge and agree that you are the author and owner of that User Content and all rights in it and that it complies with all applicable laws, does not infringe any rights of any third party, and is not obscene, defamatory or likely to be offensive to any other person and will not cause any damage to Our reputation. You also must not upload any User Content that could be deemed junk or spam or, unless we agree in writing otherwise, to advertise any goods or services.
7.3 You also agree that we have the right to delete any of the User Content that you may upload from time to time and to edit it and use it as we see fit on our Site and in connection with any of our products or services as may exist from time to time and in connection with any promotion, publicity or marketing of our Site, products or services as may live from time to time.
7.4 We have the right to disclose Your identity to any third party claiming that any User Content posted or uploaded by You to Our Site violates their intellectual property rights or their right to privacy. We can remove any User Content You post on Our Site.
7.5 You must not misuse Our Site by knowingly introducing viruses, trojans, worms, logic bombs or other malicious or technologically harmful material. You must refrain from attempting to gain unauthorised access to Our Site, the server on which Our Site is stored, or any server, computer or database connected to Our Site. You must not attack Our Site via a denial-of-service or distributed denial-of-service attack. By breaching this provision, You would commit a criminal offence under the Computer Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities and cooperate with those authorities by disclosing Your identity to them. In case of such a breach, Your right to use Our Site will cease immediately.
8. Accuracy and availability of the Site
8.1 While We try to make sure that the Site and the Content are accurate, up-to-date and free from bugs and viruses, neither We nor any of the third-party providers of data or information on our Site make any representations, warranties or guarantees, whether express or implied, that the Content on Our Site and that we sent to You is accurate, complete or up to date. It would help if you used your virus protection software. Furthermore, We cannot promise that the Site or any content will be fit or suitable for any purpose.
8.2 While We try to make sure that the Site is available for Your use, We do not promise that the Site is available at all times, nor do we promise uninterrupted service by You of the Site or that any Content is up-to-date or not delayed. We may suspend or terminate the Site's operation as We see fit.
9. Links and third-party sites
9.1 The Site and the content (including information we send you) may contain links or references to third-party websites. Any such links or references are provided for Your convenience only. We have no control over third-party websites and accept no legal responsibility for any content, material or information. The display of any hyperlink and reference to any third party website does not mean we endorse that third party's website, products or services. The terms and conditions of that third-party website may govern your use of a third-party website.
If You wish to link to or use Content on Our Site other than that set out above, don't hesitate to contact us.
9.2 You may link to Our home page, provided You do so in a way that is fair and legal and does not damage Our reputation or take advantage of it. You must not establish a link in such a way as to suggest any form of association, approval or endorsement on Our part where none exists. You must not establish a link to Our Site on any website that you do not own. We reserve the right to withdraw linking permission without notice.
10. Our responsibility for loss or damage suffered by You
10.1 We do not exclude or limit in any way Our liability to You where it would be unlawful to do so. This includes liability for death or personal injury caused by Our negligence or the negligence of Our employees, agents or subcontractors and for fraud or fraudulent misrepresentation.
10.2 To the maximum extent permitted by law, We exclude all implied conditions, warranties, representations or other terms that may apply to Our Site or any Content on it or that we send to You.
10.3 We will not be liable to You for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable, arising under or in connection with the use of, or inability to use, Our Site; or use of or reliance on any Content displayed on Our Site or that we send to You.
10.4 In particular, We will not be liable for the following:
10.4.1 loss of profits, sales, business, revenue, anticipated savings, business opportunity, goodwill or reputation or any business interruption; or
10.4.2 any indirect or consequential loss or damage.
11. Rights of third parties
No one other than a party to these Terms has any right to enforce any of these Terms.
No changes to these Terms are valid or have any effect unless agreed by Us in writing. We reserve the right to vary these Terms from time to time. Our updated terms will be displayed on the Site, and by continuing to use and access the Site following such changes, You agree to be bound by any variation made by Us. You must check these Terms from time to time to verify such variations.
These Terms, their subject matter and their formation (and any non-contractual disputes or claims) are governed by the laws of England and Wales. Parties to these Terms agree to the exclusive jurisdiction of the courts of England and Wales.